Read this before the call.
Plain explanations of what mortgage protection is and isn't, how much of the mortgage to cover, what actually happens to a loan when a homeowner dies, and how it compares with a regular term policy. Written to be read before the call, so the call can be about your house.
- Guide · 4 min read
What mortgage protection insurance actually is, and what it isn't
It's life insurance sized to your loan and paid to your family. It is not PMI, it is not the lender's policy, and no bank requires it. Here's how to tell them apart.
Read the guide → - Guide · 4 min read
How much mortgage protection do you need? Months of payments, or the whole balance
Two ways to size it, worked through for one household, and the questions an agent asks to decide between them.
Read the guide → - Guide · 5 min read
What actually happens to the mortgage when a homeowner dies
The loan doesn't die with you, but federal rules stop the bank from calling it due on your family. What they can do, what they can't, and where the money gap really is.
Read the guide → - Guide · 4 min read
Mortgage protection vs. a regular term policy: which one fits a homeowner
They're closer than the names suggest. When the mortgage-sized policy is right, when a bigger term policy is, and why the answer is usually about the rest of your life, not the loan.
Read the guide →
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